Cookies are small text files stored on your device when you visit smartflowspot.com. These files help us recognize your browser and remember certain information about your preferences and activities. We also use similar tracking technologies like web beacons, pixels, and local storage to enhance your experience with our financial machine learning platform.

Think of cookies as digital bookmarks that help our website remember who you are and what you've done during previous visits. Some cookies disappear when you close your browser (session cookies), while others stick around for longer periods (persistent cookies) to remember your preferences between visits.

Beyond traditional cookies, we employ various tracking mechanisms including JavaScript-based analytics, fingerprinting technologies, and third-party integration pixels that collect data about your interaction patterns, device characteristics, and browsing behavior across our platform.

When you're working through our interpretable machine learning modules, analytics cookies help us understand which sections are most challenging. This lets us create better explanatory content and improve our educational approach based on real user behavior patterns.

Functional cookies remember your preferred dashboard layout, saved financial models, and bookmark progress through courses. Without these, you'd need to reconfigure everything each time you visit, making your learning experience unnecessarily repetitive.

Performance tracking helps us identify when certain features load slowly or cause difficulties. For instance, if many users struggle with our interactive financial charts, we can optimize the code and improve the interface based on actual usage data rather than guesswork.

Marketing cookies allow us to show you relevant content recommendations and course suggestions based on your interests. Instead of generic promotions, you'll see materials that align with your learning path and professional development goals in financial technology.

Different types of cookies and tracking data have varying retention periods based on their purpose and necessity. We follow data minimization principles, keeping information only as long as needed for legitimate business purposes.

Essential cookies typically expire when you close your browser or log out of your account. Preference cookies last longer to remember your settings between visits. Analytics data helps us understand long-term usage trends, while marketing cookies have extended periods to track campaign effectiveness across multiple interactions.

You have several options for controlling how cookies and tracking technologies work on your device. The simplest approach is using the rejection button at the top of this page, which will disable all non-essential tracking while keeping the platform functional.

Keep in mind that blocking all cookies might affect certain platform features. Essential cookies for login and security cannot be disabled, but you can control analytics, marketing, and functional cookies through browser settings or our preference controls.

Smartflowspot integrates with various third-party services that may place their own cookies and tracking technologies on your device. These include analytics providers, content delivery networks, and educational platform partners that enhance our service capabilities.

Google Analytics, for instance, helps us understand user behavior and improve our educational content. LinkedIn Learning integration tracks course completion for professional development credits. Payment processors use cookies for secure transaction processing and fraud prevention.

Each third-party service operates under its own privacy policy and cookie practices. We work with reputable partners who maintain strong data protection standards, but their specific practices may differ from ours. You can review their individual policies through links we provide or by visiting their respective websites.

When you reject non-essential cookies through our controls, we also signal these preferences to third-party services where technically possible. However, some external integrations may require separate opt-out procedures through their own preference centers.

You have comprehensive rights regarding the tracking data we collect and process. Beyond cookie controls, you can request access to information we've gathered about your platform usage, ask for corrections to inaccurate data, or request deletion of your tracking profile entirely.

If you've previously allowed marketing cookies but changed your mind, you can retroactively withdraw consent and request deletion of previously collected advertising data. This process typically takes 30 days to complete across all our systems and partner integrations.

For users in the Philippines and other regions with strong privacy regulations, we provide additional controls including data portability, processing restriction options, and detailed reporting about how your information has been used for personalization and marketing purposes.

You also have the right to object to automated decision-making based on your tracking data. If our algorithms make assumptions about your interests or learning preferences that seem incorrect, you can request manual review and adjustment of your profile settings.